Now that the matter had been exposed, there was no need to hide it anymore.
Ji Changmin began to tell his daughter the whole story.
He had taken a fancy to a very promising business plan last year and had been investing in it. On the surface, the return rate was extremely high, so he had made a lot of money at first.
Then Ji Changmin invested most of his funds. Who would have thought it was a trap specially set for him? By the time he realized it, all the subsequent investment had been tied up by that useless project.
Not only did he not make any money, but he also suffered a huge loss.
Finally, he calculated: "Due to that project, the company has put 40 billion yuan into it, and I still owe the bank tens of billions. So in total, we need at least 80 billion yuan to save the situation. The bank has been urging me to repay the loan these days, but I..."
I simply can't afford to pay it back!
His personal liquid assets were about 20 billion yuan, and most of it was still in the company. But the company was out of money, so he had even less.
Hearing that astronomical figure, Ji Xiaoli's heart skipped a beat.
Now she understood why her father might end up in prison.
With such a huge amount of 80 billion yuan, even if she was sold, she couldn't earn that much.
Whether it was making wrong decisions that led to the company's bankruptcy or being unable to repay the bank loan, either one was enough to send Ji Changmin to jail.
[Player, see, I wasn't wrong. I told you that you would never regret it.]
Ji Xiaoli: Wait, do you have any solutions?
[There are naturally solutions, but you need to figure them out by yourself.]
Ji Xiaoli wanted to ask a few more questions, but the system went silent again.
No matter how frantically she @-mentioned the system in her mind, it remained motionless.
"That's how things are," Ji Changmin said dejectedly. The more he calculated, the more desperate he became.
80 billion yuan was a difficult amount even for the Ji Group in normal times, let alone in the current situation.
If the 80 - billion - yuan funding gap couldn't be filled within the specified time, the company would have no choice but to go bankrupt.
Bankruptcy would still be the better outcome. The worst - case scenario was that as the legal representative, he would be held criminally liable.
Ji Changmin now looked as if he had aged several years: "Don't worry. I will definitely try my best to solve this."
Even so, he added, "If worst comes to worst... I will at least ensure that you two ladies are safe and sound. I will never let you suffer."
The hope of solving the problem was so slim that all he could do was to separate his wife and daughter from the mess before the bankruptcy.
He still had some savings. He should transfer them out as soon as possible.
Even if he had to take the blame and go to jail, Ji Changmin would never let his wife and daughter suffer.
Ji Xiaoli understood that her father wanted to take all the blame on himself.
The way he spoke sounded like he was making his last will. How could she feel at ease?
She quickly persuaded him, "Dad, don't be so anxious. Things haven't reached that stage yet."
It wasn't the end of the world. There was still hope.
Ji Xiaoli could only comfort herself like this.
Ji Changmin shook his head: "Xiaoli, you don't understand. We can never scrape together 80 billion yuan. Because of that project, I've borrowed money from many of my friends. But compared to that huge amount, it's just a drop in the bucket."
He had tried all the methods he could think of in the past few days. Only a few friends had lent him some money for a temporary turnaround.
But it was still far from 80 billion yuan.
Although these words were not spoken out, as a couple for so many years, Wei Yanlan understood.
With red - rimmed eyes, she said, "What are you saying in front of the kids? Are you really willing to leave us behind?"
Ji Changmin forced a smile: "But I really have no other way..."
The best solution he could think of was to take the blame himself and keep his wife and daughter safe.
But Ji Xiaoli was firm: "Dad, stop talking. I still have some money. I'll sell my companies and collections later."
Ji Changmin flatly refused: "No. That money is yours. How can you use it for me?"
Moreover, maybe in the future, his wife and daughter would have to rely on this money to live.
How could he bear to do that?
Wei Yanlan also looked at her disapprovingly: "Yes, Xiaoli. Even if something happens to the company, it shouldn't be for a little girl like you to bear."
Ji Xiaoli knew that her parents were worried about her.
But she was also worried about them!
Ji Xiaoli said seriously, "Dad, I can earn money again if I lose it. But if the Ji Group collapses, it's not just about money."
Ji Changmin was about to speak, but was interrupted again.
Anyway, he was definitely going to stop Ji Xiaoli.
So Ji Xiaoli was extremely assertive at this moment: "Mom and Dad, just listen to me on this matter."
Ji Changmin and Wei Yanlan looked at each other and nodded helplessly.
Forget it. After all, it was the child's kind - heartedness.
They could just not take that money when the time came.
Ji Changmin and his wife regarded this as a joke.
Ji Xiaoli didn't.
After she finished speaking, she immediately began to take stock of her personal assets.
Let's not mention the scattered cash for now. After completing last week's mission, she only had a few tens of millions left.
The real bulk of her assets were the several companies she had invested in later, which were worth about 6 billion yuan. There were also the pocket money that Wei Yanlan had given her before and the rewards from the system, which added up to some savings.
Thanks to her good - luck value, most of her scattered investments had made money, and some had even doubled.
Ji Xiaoli's heart tightened. She hadn't worried about money for a while.
She didn't know until she took stock that her total assets could only barely reach 10 billion yuan.
This was the result if all the things in her hands could be sold at the normal price.
If someone pressured the price down, the money she would get would be even less.
This amount of money was an astronomical figure for ordinary people, but it was far from enough to fill the huge funding gap of the Ji Group.
Moreover, the transaction would take time, and she couldn't come up with 10 billion yuan in a short period.
While Ji Xiaoli was calculating, Ji Changmin was also there.
As an experienced businessman, he could estimate the approximate amount with just a quick glance.
Only 2 billion yuan was far from enough to fill this hole.
Ji Xiaoli felt a bit sad and stammered, "Dad, Mom..."
Ji Changmin waved his hand, forced a half - smile, and comforted her gently, "Child, you don't need to say anything. We understand. You've done your best."
Wei Yanlan wiped away her tears: "Yes, Xiaoli. You've done your best."
Maybe this was fate. They had just found their daughter, but before she could enjoy a few good days, the family was about to go bankrupt.
Thinking of this, Wei Yanlan felt extremely sad, and her heart ached.
For a moment, the large living room was extremely quiet.
The three of them fell into silence.
The shadow was hanging over each of them, making the atmosphere extremely oppressive.
What was beckoning them was a bleak future. How could this not be despairing?